Privacy

 
 
 
 
FACTS WHAT DOES KISH DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • social security number and income

  • assets and account balances

  • transaction history and credit history

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Kish chooses to share; and whether you can limit this sharing.

 
Reasons we can share your personal information Does Kish share? Can you limit this sharing?
For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes —

information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes —

information about your creditworthiness

No

We don’t share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don’t share

To limit our sharing
  • Call 1-888-333-5474 for Kish Bank – our menu will prompt you through your choice(s) or

  • Call 1-888-554-4748 for Kish Financial Solutions, Kish Insurance and Kish Travel

Please note:

If you are a new  customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

 
Questions?

Call 1-888-554-4748

 
Who we are
Who is providing this notice?

Kish Bank, Kish Financial Solutions, Kish Insurance and Kish Travel

 
What we do
How does Kish protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Kish collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan

  • apply for insurance or provide account information

  • seek advice about your investments

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a Kish name; financial companies such as Kish Financial Solutions; nonfinancial companies, such as Kish Insurance and others such as Kish Travel.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Kish does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Kish doesn’t jointly market.

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