Valerie, David, and Dr. Christian Long

Health Savings Accounts

If you or your family are covered by a high deductible health insurance plan, you may benefit from a Health Savings Account (HSA). An HSA is a tax-favored consumer savings arrangement that permits tax free distributions of principal and earnings if distributed amounts are used for qualified medical expenses.

  • Take withdrawals without restrictions

  • Distributions are not taxed when used to pay for qualified medical expenses

  • Federal withholding does not apply to HSAs

  • Withdrawals are subject to IRS regulations

Health Savings Account Rates(1) (2)

$50 minimum to open HSAs

  Annual Percentage Yield (APY)
$100 - $999.99


$1,000 - $14,999.99





(1) Fees could reduce the earnings on the account.
(2) Rate effective as of 07/22/13 and may change after the account is open.

To view all rates, click here.

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