CDs

If you are able to commit all or a portion of your savings for a fixed period of time in exchange for a higher interest return, a Certificate of Deposit (CD) may be your best option. Kish offers terms from 3 months to 10 years, each with a fixed rate for the life of the CD.

 

Certificates of Deposit Rates(1) (2)

Term Annual Percentage Yield (APY)

3-5 Months

0.35%

6-11 Months

0.40%

12-17 Months

0.60%

18-29 Months

0.70%

18 Month UnCD(3)

0.75%

30-47 Months

0.85%

48-59 Months

1.20%

5-9 Years

1.40%

10 Years

1.96%

 
Special Offers

2-Year CD

1.20%

5-Year Bump Up CD

1.20%

5-Year CD

1.86%

(1) Fees could reduce earnings on the account, and early withdrawal penalties may be imposed for early withdrawal.
(2) Rates effective as of 01/19/17 and may change after the account is open.
(3) Variable rate CD. Access your money without paying an early withdrawal penalty by giving the Bank seven days’ notice. The minimum balance to open an account and obtain the APY is $10,000.


To view all rates, click here.

 

CDARS

CDARS® is the Certificate of Deposit Account Registry Service®. It is the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000. With CDARS and Kish Bank, everything is handled through us. Your deposit is placed into a special network of member banks, then, your CDs are placed with these member banks in amounts under $250,000 so your entire investment is eligible for FDIC insurance. By working with just one bank—Kish Bank—you can receive insurance from many.

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