Valerie, David, and Dr. Christian Long

Student Loans

Kish Bank offers student loans through a partnership with the Pennsylvania Higher Education Assistance Agency (PHEAA). Through the PA Forward Student Loan Program, PHEAA offers private student loan options to enable Pennsylvania students to pursue their higher education dreams and to make managing their loans easier and more convenient.

The PA Forward Student Loan Program has the following benefits:

  • No application or origination fees
  • Low fixed interest rates
  • Multiple repayment options
  • Potential interest rate rewards
  • No prepayment penalty


For undergrad, grad, and parent loans, you can even borrow up to 100% of the certified cost of attendance (tuition, fees, room, board, books, etc.).

 

Loan Types

Currently there are four loan types in the PA Forward Student Loan Program:
 

Undergraduate Loan Graduate Loan Parent Loan Refinance Loan

A loan designed specifically for students seeking an undergraduate degree, certificate, or diploma.
 
 

Learn More/Apply

A loan designed specifically for students seeking an advanced degree such as masters, doctoral, law, health profession, or others.
 

Learn More/Apply

A loan designed specifically for parents or guardians of dependent undergraduate students.
 

Learn More/Apply

A loan designed specifically for borrowers in repayment to manage their student debt. Get payment estimates too!
 

Learn More/Apply

 

Eligibility for Undergrad, Grad, or Parent Loans

The PA Forward Student Loan Program is designed specifically for students or parents/guardians of students who are enrolled or who plan to be enrolled at least half-time in a degree, certificate, or diploma granting program. These loans are meant for:

  • PA residents attending an approved school in or out of PA
  • Students from an approved state (NJ, DE, NY, VA, MD, and OH) attending an approved PA school
  • U.S. citizens or eligible non-citizens of the U.S.
  • Borrowers and/or co-signers who meet the minimum credit requirements

 

Eligibility for Refinance Loans

The PA Forward Refinance Loan is a loan designed specifically for those who are in repayment and want assistance with managing their student debt. This loan is meant for:

  • Any PA resident or resident of an approved state (MD, NJ, DE, NY, VA, and OH) who is the borrower for the student loans
  • Borrowers who are currently in repayment
  • U.S. citizens or eligible non-citizens of the U.S.
  • Borrowers and/or co-signers who meet the minimum credit requirements

 

Co-signer

The PA Forward Student Loan Program does not require you to have a co-signer unless you have not met the age of majority based on your law of your state of residence or you do not meet the minimum credit requirements. However, you may benefit from a creditworthy co-signer. Having a co-signer may increase your chances that the loan will be approved and, perhaps, may get you a better interest rate.

 

Questions?

Please contact:

Heidi Leonard
AVP, Branch Manager

Huntingdon
814-641-5474
NMLS# 843737

Andrew Shilling
Personal Banker

The Expect More Store
814-234-1026

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