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No closing costs up to $300

on Kish Bank Home Equity FlexLines of Credit


Offer Details

Offer valid on applications taken March 31 to July 31, 2017, is subject to credit approval and may be modified or discontinued at any time. Property insurance is required and flood insurance may be required. Annual Percentage Rate (APR) 4.25% is accurate as of 06/13/17. APR based on $10,000 new borrowings, 15-year term with a LTV of 80% or less and specific to a property search on one (1) parcel, and auto-drafting from a Kish account. The interest rate is variable and tied to National Prime plus 0.25%. Maximum interest rate is 21% or maximum allowed by law. Monthly payment is 1.0% of outstanding balance with a minimum of $40.00. If the minimum monthly payment is made during the term of the loan, the final payment may result in a balloon payment. A termination fee to recover closing costs will be charged if the account is closed within the first 36 months after opening. Fees to establish the plan are generally $260 with a property evaluation and can increase to $560 with a full appraisal. Offer not valid for purchase money real estate transactions.


What is a Home Equity FlexLine of Credit?

With a Kish Bank Home Equity FlexLine of Credit, you can enjoy the flexibility of a variable rate line of credit with the dependability of a fixed term loan!

  • Close only once for multiple fixed rate advances at any time during the life of your line

  • No annual fee

  • Up to a 15-year term

  • Access funds at any time, for anything—vehicles, home improvements, college tuition, paying off high interest credit cards, and much more!


Home Equity FlexLine of Credit example graphic with a total line of $100,000, 3 installments totaling $70,000, and $30,000 remaining equity available

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