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No closing costs up to $360

on Kish Bank Home Equity FlexLines of Credit


Offer Details

Offer valid on applications taken March 9 to June 29, 2018, is subject to credit approval and may be modified or discontinued at any time. Property insurance is required and flood insurance may be required. Annual Percentage Rate (APR) is 4.75% is accurate as of 04/20/18. APR based on $10,000 new borrowings, 15-year term with a LTV of 80% or less and specific to a property search on one (1) parcel, and auto-drafting from a Kish account. The interest rate is National Prime and is variable. Maximum interest rate is 21% or maximum allowed by law. Monthly payment is 1.0% of outstanding balance with a minimum of $40.00. If the minimum monthly payment is made during the term of the loan, the final payment may result in a balloon payment. A termination fee to recover closing costs will be charged if the account is closed within the first 36 months after opening. Fees to establish the plan are generally $350 with a property evaluation and can increase to $785 with a full appraisal. Offer not valid for purchase money real estate transactions.


What is a Home Equity FlexLine of Credit?

With a Kish Bank Home Equity FlexLine of Credit, you can enjoy the flexibility of a variable rate line of credit with the dependability of a fixed term loan!

  • Close only once for multiple fixed rate advances at any time during the life of your line
  • No annual fee
  • Up to a 15-year term
  • Access funds at any time, for anything—vehicles, home improvements, college tuition, paying off high interest credit cards, and much more!

FlexLine of Credit Application Checklist

Example: $100,000 FlexLine; FlexLine Installment #1 for new kitchen = $40,000; FlexLine Installment #2 for daughter’s wedding = $20,000; FlexLine Installment #3 for family vacation = $10,000; Remaining equity available = $30,000

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