We understand how important your employees are to your business. A tailored and robust suite of retirement solutions can make the difference in recruiting and retaining great employees to operate your business and work with your most valuable asset - your customers.
We believe that no two companies are alike. With this in mind, Step 1 is to work directly with your management team to understand the goals and objectives for your company retirement plan. In Step 2, we use this information to examine plan design, cost, administration, and implementation. We then present options from an array of products and services for your review in Step 3. In Step 4, our team works closely with your management team to implement your retirement plan to help insure a smooth and efficient rollout. Finally, in Step 5, we monitor the plan administration and provide tailored employee education throughout the year.
Qualified retirement plans generally come in one of two types: Pension Plans or Profit Sharing Plans.
Pension Plans - offer a fixed commitment to provide a benefit or contribution for the employee participant based on a formula. Plan names you might be familiar with are: Cash Balance Plan, Defined Benefit Plan, Target Benefit Plan, and Money Purchase Plan.
Profit Sharing Plans - allow for a discretionary contribution by the employer. The employee uses pre-tax salary deferral to fund their account. Plans include: Profit Sharing Plan, 401(k) Plan, Simple 401(k), 403(b).
There are other types of common and popular plans that are cost effective and powerful savings vehicles for the right situation. These include: Simplified Employee Pension (SEP) and Savings Incentive Match Plan for Employees (SIMPLE) plans.
The retirement program best suited for your business will be designed to serve your goals and objectives. Take advantage of our experience working with companies like yours and schedule a consultation to discuss solutions that are right for you.
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. 5001 Louise Drive, Suite 300, Mechanicsburg, PA 17055. 717-791-3300. Kish Bank and Kish Financial Solutions are not subsidiaries or affiliates of MML Investors Services, LLC or its affiliated companies. Insurance and securities products and services are:
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