Savings & Cash Management
If you are looking for a safe, low risk way to save money for your business, our Business Statement Savings or Business Super Saver Accounts have the potential to suit your business’s needs. These accounts require low minimum balances and give you easy access to your funds should the need arise.
Business Indexed Cash Fund
Kish Bank's Indexed Cash Fund is a money market account that offers you a tiered interest rate with the ability to conduct up to six transactions a month.
Cash Management Services offer the opportunity to earn a competitive return on your temporarily idle dollars using various investment vehicles to maximize your earnings.
Cash Management Sweep Accounts offer our business customers an automated money market transfer option which provides you the opportunity to earn interest on idle funds.
Cash Management Repurchase Accounts are offered to our commercial customers who want to maximize the return on their money. At the end of each business day, collected funds are automatically transferred from your operating account into a Cash Management Repurchase Account where you will earn a competitive rate.
Business Certificates of Deposit
If you prefer to commit your funds to a fixed term and rate and earn a potentially higher interest rate, Kish Bank has certificates of deposit (CDs) for businesses.
CDARS® is the Certificate of Deposit Account Registry Service®. It is the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000. With CDARS and Kish Bank, everything is handled through us. Your deposit is placed into a special network of member banks, then, your CDs are placed with these member banks in amounts under $250,000, so that your entire investment is eligible for FDIC insurance. By working with just one bank–Kish Bank–you can receive insurance from many.
Kish Bank offers corporate credit cards through Visa® to meet your business's purchasing needs. Our partnership with First Bank Card allows you the ability to place restrictions on employee cards and have the electronic controls necessary to ensure security and confidence, minimizing the risk of card misuse and fraud. By using the secure online access feature, you will easily be able to manage each card.
Purchasing EditionSM Visa® Card—This card is specifically designed to reduce the time and expense associated with the procurement processing of highly repetitive business purchases.
Commercial Edition Visa® Card—The Commercial Edition Visa Card allows you to earn and redeem points for airline travel, gift certificates, or merchandise. Points are earned at a rate of 1 point per every $1.00 dollar spent on the cards, and you have the flexibility to issue points to individual cardholders or roll the points up to the management level. You may also place some restrictions on the cards at the card holder level to minimize risk of card misuse.