Jim Porter, Owner, J Porter Enterprises, LLC

Merchant Services

The ability to accept credit cards is an integral part of running a business today.  Whether you are new to accepting credit cards or are looking for a more innovative and cost-saving way to process, Kish Bank can help you find a solution that best fits your business.

 

Easy Payment Solutions for Businesses: In-Store, Online, or On The Go

  • EMV Chip Card Ready Terminals—EMV technology is rapidly becoming the global standard for credit card and debit card payments. With Kish Bank, you can remain on the cutting edge of card processing technology while mitigating risk to your business.

  • Mobile Phone Processing—With a card reader attached to your smart phone or tablet, you can process credit card transactions anywhere in the world over a cellular or WiFi connection. It’s simple, fast, and the required application can be downloaded on your device at no charge.

  • Point of Sale Systems—With hundreds of models on the market, a point of sale system is available for every business need.

  • Authorize.net & Network Merchants Internet Gateways—Have a website with a shopping cart or a computer? An Internet Gateway is a two-in-one solution! Accept credit cards through your website’s store or use your computer as a virtual credit card terminal. Magnetic card readers are available for your computer that will allow you to take advantage of lower processing rates.

  • Other Payment Solutions—Your business may be unique in how you handle your payments. Other methods of accepting payments are available to offer you the greatest flexibility. Services such as Store-n-Forward, Dial Pay, and Manual Imprinters are perfect for when a phone line and/or credit card terminal is not available.

 

Gift Card Services

Create custom gift cards that perfectly suit your business, using your own artwork, logos, and text. One-color and four-color designs are available – simply choose the ink and cardstock colors.


 

Check Guarantee Service

Check Guarantee Service provides a merchant with protection against bad check losses. 

  • Standard Guarantee—Merchants deposit all approved checks into their bank account, and should any approved item be returned as unpaid, you will receive reimbursement for the face value of the check. 

  • Check Conversion Plus—Allows paper checks to be converted to EFT (Electronic Funds Transfer) transactions at the point of sale. CrossCheck® automatically captures and records information from approved transactions and prepares them for automatic transmission to the ACH.  This includes guarantee coverage along with conversion convenience.

    • Check Conversion Plus (Non-Imaging)—Merchant uses a check reader and sends all approved checks to CrossCheck® at the end of each week. The merchant’s account will be credited within 2-3 business days. 

    • Check Conversion Plus (with Imaging)—Merchant scans the check using a check imager. All approved check images are retained in the imager until the merchant performs an end-of-day batch out to send image information to CrossCheck®.  CrossCheck® then processes the deposit and funds are credited to the merchant’s bank account within 2-3 business days. 

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